Certified Divorce Financial Analysist

Who is a Certified Divorce Financial Analyst (CDFA) and what do they do?

Your CDFA is the financial expert and advocate you need in your corner during your divorce process.  A CDFA is normally a financial expert, who has additional specific training in the financial intricacies of the divorce process. Your CDFA understands your unique financial situation (challenges, opportunities and strategies), answers your questions, performs analysis and projections, looks for the pitfalls and critical financial issues you face in your divorce, and provides you with the information and clarity to confidently move forward (in conjunction with your attorney) with the many financial decisions you make that greatly impact your and your family's post divorce financial health and well being.

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Pre-Marriage Financial Coaching

Start your marriage off on the right financial foot by attending three informative and enlightening "money dates." Explore and discover each partner's money personality and the often unconscious thoughts, emotions and triggers around money. Understand your financial picture and together, begin to paint a bright and healthy financial future. Sessions are lead jointly by a financial coach and a relationship coach.

For Attorneys and other Divorce Professionals

If you are a family law attorney and would like to know how a CDFA can save you time, and most importantly reduce the big, scary, unknown future financial picture for your clients, read on. Once clarified - with critical issues and strategies uncovered - this large source of tension, stress and conflict is reduced. Clients can move forward through the decision making process with you in a less emotional, more confident state, allowing everyone to focus on creating the best possible financial outcome.

If you are a therapist, and have clients contemplating divorce, some individuals or couples find a session with a CDFA encourages or renews their commitment to working things out. The truth is, divorce is expensive in many ways, including financially. I trust, for most, that divorce is the very last resort.

Since 1993

What color is your financial future?

Statistically and practically, divorce creates negative financial outcomes. Incomes that covered one household now need to cover two. Emotional tensions are high and the decisions you make now will impact your financial picture long into the future.

Even if you think your financial situation is pretty basic, seemingly small details can greatly impact your future financial picture. Adding in accumulated assets such as

  • a house
  • 401k
  • IRA
  • investments
  • and more

creates complexity. Make sure you paint that financial picture now. Hiring a CDFA during this difficult, emotional, and tumultuous time will help you paint the picture and add in the details.

CDFAs look at, understand, analyze and ask questions.

We provide reports and data. All of this is to help you understand the pitfalls that abound, both in the decisions you are required to make, and equally importantly, those often neglected, yet vitally important details surrounding current and future financial decisions.

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Certain areas are critical to understand, analyze and address correctly - especially in areas of specialized employee compensation (stock options, restricted stock unites, non-salary compensation), small businesses, investments, real estate, retirement accounts, pensions, any liabilities (home loans, vehicle loans, etc.) as well as understanding the intricacies of taxation and your future social security standing as well as tax and details regarding how spousal support and child support are treated differently from a financial standpoint.

Remember, your attorney is a great lawyer, and does understand much in the financial realm, however CDFA's are experts at financial issues relating to divorce and help you create your best financial future.

Next Steps...

Call, text or email.  We'll have a conversation and you and I can discuss if my services are right for you.